Cannabis and Hemp Business Insurance
Cultivators: Indoor & Outdoor Grow Facilities
Processers, Harvesters & Extraction
Secure Transport & Security Guards
Personalized Solutions for the Cannabis Industry
Spire Insurance was launched with a clear mission: to serve the unique needs of the cannabis industry. We recognized a significant gap between this rapidly growing sector and quality insurance protection. Our tailored solutions are designed to address the specific risks faced by cannabis businesses—from cultivation and manufacturing to retail—so you can protect your investment and remain compliant with evolving regulations.
Robust Protection
Get complete coverage that shields your cannabis business from potential risks, letting you focus on what matters most—growing your business.
Advocacy
From quoting to claims, we're here to represent your best interests, ensuring your needs come first, not the insurance company's.
Compliance Assistance
Stay ahead of the ever-changing cannabis regulations with our proactive guidance, so you can avoid fines and stay compliant.
Ongoing Support
We’re here for you long after your policy is in place, providing guidance and assistance as your business grows and evolves.
Before Seeds, Beyond Sales
From the early planning stages to vertical intergration and beyond, we offer comprehensive insurance solutions that protect your cannabis business at every point.
Product Liability
Protect your business from claims if someone gets sick or injured from the cannabis products you sell. Product liability insurance covers legal costs and damages in cases of product defects or contamination.
Cyber Liability
In the cannabis industry, protecting sensitive data is crucial. Cyber liability insurance helps safeguard your business from the fallout of data breaches, cyberattacks, and other online threats, covering the cost of recovery and legal fees.
Directors and Officers Liability
Your business leaders make tough decisions every day. D&O insurance protects them from personal liability if they’re sued over their business decisions, keeping your leadership secure and focused on growth.
Property Coverage
From grow operations to retail stores, property coverage helps protect your cannabis business from unexpected damage like fire, theft, or vandalism, ensuring your buildings and equipment are covered.
Commercial Auto
If your cannabis business involves delivery or transport, commercial auto insurance covers your vehicles against accidents, damage, and theft, giving you peace of mind on the road.
Workers Compensation
Make sure your employees are taken care of if they’re injured on the job. Workers compensation covers medical bills, lost wages, and other expenses, keeping your business compliant and your team protected.
Meet Our Cannabis Team
Tyler Bartosh, CIC, CICS
Vice President
Misty Livermore, CAWC
Account Manager
Tracy Clothier
Account Manager
"Great service and awesome people who always put our needs first. Very helpful in finding out what potential problems there could be and being proactive on getting us covered."
Proud to Represent
The Latest in Cannabis News
Before purchasing insurance for your business, there are several factors you should consider. Feeling overwhelmed? We’ve got you covered. Get the essential information in our insurance blog.
You Asked, We Answer – Navigating the Cannabis Insurance Marketplace
Michigan CannTech Expo As Michigan continues to evolve in the Cannabis business, hemp, laws, and regulations, you can join thousands of industry professionals to gain information on this expanding market. Join the Spire Insurance Solutions team at the Michigan CannaTech Expo in Mt. Pleasant, MI on 4/20 and 4/21. Our team will be there with
Are Your Product Liability Limits Enough?
Have you wondered if product recalls actually happen in cannabis? Well, in Michigan, the Marijuana Regulatory Agency recently issued a recall for several products due to unreliable test results. This recall could be impacting over 400 sales locations throughout the state in what may be the largest cannabis recall in Michigan’s short history.
What Are “Gram Shop” Laws in Michigan?
Public Act 55 of 2021 was approved by the governor and filed with the Secretary of State on July 13, 2021. Director Andrew Brisbo of the Michigan Marijuana Regulatory Agency (MRA) communicated details of this amendment to the Michigan Regulation and Taxation of Marijuana Act (MRTMA) in the Advisory Bulletin found here. This amendment adds