Insurance for Dispensaries & Provisioning Centers
Explore Spire Insurance Solutions exclusive programs for dispensaries, provisioning centers and wholesalers. We understand the risks of your retail operations and can help you craft an insurance solution that meets compliance with budget.
Specialized Protection For Cannabis Retail
Cannabis businesses face unique risks, and having tailored coverage ensures your retail operations are fully protected. Our comprehensive insurance solutions are designed to meet the specific needs of dispensaries and provisioning centers, offering peace of mind across multiple areas:
Budtender Liability
Protects your business from claims related to advice or recommendations given by budtenders, covering legal fees and damages
Cannabis Stock Coverage
Protects your cannabis inventory from risks like theft, fire, or damage, ensuring your stock is covered no matter what happens
Cannabis Delivery
Covers your cannabis products during transport, safeguarding your business against loss or damage while making deliveries.
Product Liability
Covers your business if a customer claims injury or illness from using your cannabis products, handling legal fees and settlements
Theft Coverage
Provides protection if your business suffers theft, covering the cost of stolen cannabis products and related damages.
Compliance Navigation: Staying Ahead of Regulations
Operating a dispensary or provisioning center comes with complex and ever-evolving regulations. Our specialized insurance programs help you stay compliant with state and local laws, ensuring your business is protected while meeting industry standards. We guide you through the necessary coverage to meet regulatory requirements, from security protocols to employee liabilities, so you can focus on running your business confidently.
Ready to Get Started?
Whether you’re looking for a quick estimate or ready for a more detailed quote, we’re here to help you find the best coverage for your business. Choose the option that works best for you:
The Latest in Cannabis News
Before purchasing insurance for your business, there are several factors you should consider. Feeling overwhelmed? We’ve got you covered. Get the essential information in our insurance blog.
You Asked, We Answer – Navigating the Cannabis Insurance Marketplace
Michigan CannTech Expo As Michigan continues to evolve in the Cannabis business, hemp, laws, and regulations, you can join thousands of industry professionals to gain information on this expanding market. Join the Spire Insurance Solutions team at the Michigan CannaTech Expo in Mt. Pleasant, MI on 4/20 and 4/21. Our team will be there with
Are Your Product Liability Limits Enough?
Have you wondered if product recalls actually happen in cannabis? Well, in Michigan, the Marijuana Regulatory Agency recently issued a recall for several products due to unreliable test results. This recall could be impacting over 400 sales locations throughout the state in what may be the largest cannabis recall in Michigan’s short history.
What Are “Gram Shop” Laws in Michigan?
Public Act 55 of 2021 was approved by the governor and filed with the Secretary of State on July 13, 2021. Director Andrew Brisbo of the Michigan Marijuana Regulatory Agency (MRA) communicated details of this amendment to the Michigan Regulation and Taxation of Marijuana Act (MRTMA) in the Advisory Bulletin found here. This amendment adds