Who are the Best Cannabis Insurers in Michigan?

a green cannabis plant

As the cannabis industry continues to grow in Michigan, many business owners are asking an important question: Who are the best cannabis insurers in the state? At Spire Insurance Solutions, we believe in providing honest, educational information to our clients and potential customers – even when it comes to discussing other insurance options in the […]

OSHA Electronic Reports Are Due March 2! What Businesses Need to Know

Man Carrying Gray Pipe obeying OSHA laws

What should Cannabis companies look for in an insuranOSHA Electronic Reports Are Due March 2!ce provider? Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically. Affected employers must submit their reports using OSHA’s Injury Tracking Application (ITA). Affected establishments include: Establishments with 250 or more employees, if they […]

Tips for Finding the Right Cannabis Business Insurance

Green Cannabis plant

It is no secret that the cannabis industry is booming! The United States legal cannabis market is projected to double in size to $41.5 billion by 2025 according to a recent New Frontier Data report. Only four states have no laws relating to legal marijuana use — Idaho, Kansas, Nebraska and South Dakota, according to the National […]

International Roadcheck Focus

Person Writing on a Clipboard conducting inspection inside the Vehicle

CVSA Announces 2021 International Roadcheck Focus The Commercial Vehicle Safety Alliance (CVSA) recently announced that this year’s International Roadcheck has been scheduled for May 4-6, 2021. The International Roadcheck is an annual, three-day enforcement initiative that emphasizes the importance of commercial motor vehicle and driver safety through a blitz of high-visibility roadside inspections across North […]

The Dangers of Misclassifying Employees on Workers Compensation

A physical therapist applying tape to injured employee at physical therapy appointment

One of the most common workers’ compensation premium fraud schemes occur when business owners intentionally misclassify their employees as independent contractors or subcontractors.  This is typically done to reduce not only their insurance premiums but also reduces or eliminates employee expenses such as: Workers Compensation Taxes (Social Security, Medicare, Federal & State unemployment, etc) Employee […]

Clarifying New OSHA Record-keeping Requirements: Employers Must Electronically Submit 300A Data

commercial construction crew working on solar panels outdoors on cold, rainy day

Clarifying New OSHA Record-keeping Requirements: Employers Must Electronically Submit 300A Data Recently, the Trump administration along with OSHA has made the decision to roll back part of their Improve Tracking of Workplace Injuries and Illnesses final rule.  With this change, employers no longer need to electronically submit the 300 or 301 forms but must still comply with […]