Five Reasons Why Your Business Doesn’t Need Insurance/Agent/Risk Management
Are you tired of all those pesky insurance agents telling you how important it is to protect your business? Well, we’ve got news for you: they’re all wrong! Here are five rock-solid reasons why your business absolutely doesn’t need insurance, an agent, or any of that risk management mumbo-jumbo. 1. You’re Basically a Superhero Let’s […]
Who are the Best Cannabis Insurers in Michigan?
As the cannabis industry continues to grow in Michigan, many business owners are asking an important question: Who are the best cannabis insurers in the state? At Spire Insurance Solutions, we believe in providing honest, educational information to our clients and potential customers – even when it comes to discussing other insurance options in the […]
Social Engineering Attacks on the Rise- Don’t be a Victim!
First of all, what is a social engineering attack? Social engineering can be summarized as an act of manipulation, to trick someone into sharing sensitive information or unwillingly downloading malicious software. Social engineering attacks are incredibly successful, as they prey on one’s inherent trust in others. Regardless of the method, the common theme of these attacks […]
Are Your Product Liability Limits Enough?
Have you wondered if product recalls actually happen in cannabis? Well, in Michigan, the Marijuana Regulatory Agency recently issued a recall for several products due to unreliable test results. This recall could be impacting over 400 sales locations throughout the state in what may be the largest cannabis recall in Michigan’s short history. While an MRA investigation is […]
8 Reasons Why Your Cannabis Business Needs Cyber Insurance
So, you most likely are wondering now “Why does my cannabis business even need cyber liability policy?” Great question! In short, small and medium-sized businesses are vulnerable targets and statistics show they have become the global favorite for cyber criminals. The odds of a cyber breach against a business are continuing to rise due to the […]
What is Cyber Liability?
Does your business have a cyber exposure? YES! Let’s jump right to the point; every business has a need for Cyber Liability. More than ever, we are seeing these cybercriminals targeting small businesses. Although you may think of the big companies such as Sony, Target or Home Depot in recent years, it is now small mom-and-pop […]
Who’s the Boss After a Loss?
Your Duties After a Loss As insurance professionals, we’re in the business to pay claims. After all, that is why individuals, families and business owners invest money each year – to manage the risks that face them. An insurance policy is called a “conditional contract”. This means that if the insured does X , the insurer will do […]