OSHA Electronic Reports Are Due March 2! What Businesses Need to Know

Man Carrying Gray Pipe obeying OSHA laws

What should Cannabis companies look for in an insuranOSHA Electronic Reports Are Due March 2!ce provider? Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically. Affected employers must submit their reports using OSHA’s Injury Tracking Application (ITA). Affected establishments include: Establishments with 250 or more employees, if they […]

The Dangers of Misclassifying Employees on Workers Compensation

A physical therapist applying tape to injured employee at physical therapy appointment

One of the most common workers’ compensation premium fraud schemes occur when business owners intentionally misclassify their employees as independent contractors or subcontractors.  This is typically done to reduce not only their insurance premiums but also reduces or eliminates employee expenses such as: Workers Compensation Taxes (Social Security, Medicare, Federal & State unemployment, etc) Employee […]

Who’s the Boss After a Loss?

Night time photograph of a sedan tail light with the city lights in the background

Your Duties After a Loss As insurance professionals, we’re in the business to pay claims.  After all, that is why individuals, families and business owners invest money each year – to manage the risks that face them.  An insurance policy is called a “conditional contract”.  This means that if the insured does X , the insurer will do […]

Clarifying New OSHA Record-keeping Requirements: Employers Must Electronically Submit 300A Data

commercial construction crew working on solar panels outdoors on cold, rainy day

Clarifying New OSHA Record-keeping Requirements: Employers Must Electronically Submit 300A Data Recently, the Trump administration along with OSHA has made the decision to roll back part of their Improve Tracking of Workplace Injuries and Illnesses final rule.  With this change, employers no longer need to electronically submit the 300 or 301 forms but must still comply with […]