What Are “Gram Shop” Laws in Michigan?
What Are “Gram Shop” Laws in Michigan? Public Act 55 of 2021 was approved by the governor and filed with the Secretary of State on July 13, 2021. Director Andrew Brisbo of the Michigan Marijuana Regulatory Agency (MRA) communicated details of this amendment to the Michigan Regulation and Taxation of Marijuana Act (MRTMA) in the Advisory Bulletin found here. This […]
8 Reasons Why Your Cannabis Business Needs Cyber Insurance
8 Reasons Why Your Cannabis Business Needs Cyber Insurance So, you most likely are wondering now “Why does my cannabis business even need cyber liability policy?” Great question! In short, small and medium-sized businesses are vulnerable targets and statistics show they have become the global favorite for cyber criminals. The odds of a cyber breach against […]
Tips for Finding the Right Cannabis Business Insurance
Tips for Finding the Right Cannabis Business Insurance It is no secret that the cannabis industry is booming! The United States legal cannabis market is projected to double in size to $41.5 billion by 2025 according to a recent New Frontier Data report. Only four states have no laws relating to legal marijuana use — Idaho, Kansas, […]
International Roadcheck Focus
International Roadcheck Focus CVSA Announces 2021 International Roadcheck Focus The Commercial Vehicle Safety Alliance (CVSA) recently announced that this year’s International Roadcheck has been scheduled for May 4-6, 2021. The International Roadcheck is an annual, three-day enforcement initiative that emphasizes the importance of commercial motor vehicle and driver safety through a blitz of high-visibility roadside […]
What Is Social Engineering and What Does It Mean for My Cannabis Business?
What Is Social Engineering and What Does It Mean for My Cannabis Business? On February 4, 2021, the Michigan Marijuana Regulatory Agency (MRA) issued announced that there had been recent social engineering attacks against MRA licenses. The MRA informed marijuana businesses about incidents of fraud or attempted fraud and common themes of this include: Licensees were […]
5 Strategies for Reducing Health Benefits Costs in 2021
5 Strategies for Reducing Health Benefits Costs in 2021 Health benefits costs are almost certainly going to rise in 2021. They’ve been trending upward for years—over 50% in the last decade, according to the Kaiser Family Foundation—and the current state of economic uncertainty over COVID-19 won’t slow things down. Realistically, after enduring months of business […]
How Can I Save Money on My Business Insurance?
How Can I Save Money on My Business Insurance? Let’s face it, most people want value when purchasing something. Whether that is a safe and reliable vehicle at an affordable price, quality craftsmanship in remodeling your home (without breaking the bank) or your business insurance package – quality and price are important. So you may […]
COVID-19 Updates and Agency Accessibility
COVID-19 Updates and Agency Accessibility Coronavirus Updates – Office Closures and Accessibility COVID-19 is presenting historic challenges for all citizens of the world and we are here ready to help. While executive actions have been taken to reduce the spread of the virus, we understand that this has directly impacted the individuals and businesses who […]
The Dangers of Misclassifying Employees on Workers Compensation
The Dangers of Misclassifying Employees on Workers Compensation One of the most common workers’ compensation premium fraud schemes occur when business owners intentionally misclassify their employees as independent contractors or subcontractors. This is typically done to reduce not only their insurance premiums but also reduces or eliminates employee expenses such as: Workers Compensation Taxes (Social […]
What is Cyber Liability?
What is Cyber Liability? Does your business have a cyber exposure? YES! Let’s jump right to the point; every business has a need for Cyber Liability. More than ever, we are seeing these cybercriminals targeting small businesses. Although you may think of the big companies such as Sony, Target or Home Depot in recent years, it […]
