What is Cyber Liability?
Does your business have a cyber exposure? YES! Let’s jump right to the point; every business has a need for Cyber Liability. More than ever, we are seeing these cybercriminals targeting small businesses. Although you may think of the big companies such as Sony, Target or Home Depot in recent years, it is now small mom-and-pop […]
Who’s the Boss After a Loss?
Your Duties After a Loss As insurance professionals, we’re in the business to pay claims. After all, that is why individuals, families and business owners invest money each year – to manage the risks that face them. An insurance policy is called a “conditional contract”. This means that if the insured does X , the insurer will do […]
Clarifying New OSHA Record-keeping Requirements: Employers Must Electronically Submit 300A Data
Clarifying New OSHA Record-keeping Requirements: Employers Must Electronically Submit 300A Data Recently, the Trump administration along with OSHA has made the decision to roll back part of their Improve Tracking of Workplace Injuries and Illnesses final rule. With this change, employers no longer need to electronically submit the 300 or 301 forms but must still comply with […]