Running a business comes with risks, but understanding your insurance doesn’t have to be one of them. At Spire Insurance Solutions, we help business owners like you get the right protection without the hassle.
Different insurance policies offer varying levels of protection. Carefully review the details to ensure that your policy adequately covers the specific risks and needs of your business.
Be aware of any exclusions or limitations in your policy. Understanding what’s not covered helps you avoid surprises and ensures you have the right supplementary coverage if needed.
Ensure your insurance meets all local, state, and industry-specific regulations. Compliance helps avoid legal issues and ensures that your business is fully protected according to applicable laws.
Choose an insurance agent with expertise and a strong track record. A qualified agent will provide valuable guidance, help tailor your coverage to your needs, and assist with any questions throughout the process.
Choosing the right insurance for your business can protect against a wide range of risks. Here are some of the key coverages we offer, each tailored to safeguard your operations.
A business owner policy (BOP) combines property, liability, and business interruption insurance into one package, offering essential protection for business owners.
Workers comp covers medical expenses and lost wages for employees who are injured on the job, ensuring compliance and peace of mind.
Commercial auto insurance protects your company’s vehicles and drivers from accidents, liability, and damage while conducting business.
General liability provides coverage for accidents, property damage, and legal fees that may arise from third-party claims.
Property insurance covers physical assets like buildings, equipment, and inventory from damage caused by fire, theft, or natural disasters.
Cyber liability insurance helps cover the costs of data breaches, cyberattacks, and the legal liabilities related to compromised information.
D&O insurance protects your executives from personal liability if claims are made against them for decisions made on behalf of the business.
Employment practices liability insurance covers your business against claims of wrongful termination, discrimination, or harassment from employees.
Builders risk covers property and materials during construction, protecting against damage from events like fire, theft, or weather-related incidents.
Live Chat with us during business hours or schedule a free, one-on-one consultation.
Before purchasing insurance for your business, there are several factors you should consider. Feeling overwhelmed? We’ve got you covered. Get the essential information in our insurance blog.
Sticker shock? You’re not alone. Many cannabis businesses are wondering why their insurance costs are so sky-high. The answer isn’t simple—but there are ways to take control and manage the cost of cannabis insurance. If you own or manage a cannabis business, you’ve probably noticed how expensive commercial insurance can
With so many insurance agents claiming to be “cannabis specialists,” how do you know if you’re working with someone who truly understands your business and its unique risks? Here’s what to look for: Industry Commitment: Is your insurance partner genuinely invested in the cannabis industry? Do they advocate for its
Are you tired of all those pesky insurance agents telling you how important it is to protect your business? Well, we’ve got news for you: they’re all wrong! Here are five rock-solid reasons why your business absolutely doesn’t need insurance, an agent, or any of that risk management mumbo-jumbo. 1.
